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How to Spend Your Sundays

Sundays are best spent with the family.

In my own family, as much as possible, during Sundays, we don’t schedule activities which will not include the entire family.  Save for instances when my college-age kids have to beg off because they need to review for exams or they [...]

How to Wipe Out Your Debts

When debt gets out of hand, it becomes a major source of stress. But with patience and determination, you can be debt-free in no time!

Know how much debt you have.  List down all your debts and make a repayment plan. Finish paying the debt with the highest interest rate, and so on. A debt [...]

It’s Almost That Time of the Year Again

We all should get ready listing down those who have been good to us and include them in our list of people who will be lucky to receive gifts from us, LOL.

Oh well, of course your official list wouldn’t just include those people, but will also include acquaintances, colleagues, your [...]

Sunday Reflections: How to Grow in the Desert Season of our Lives

At some point in our lives, we all experience a desert season.  It’s when our hearts have turned cold and we’re losing our faith in God.  It’s when we are faced with trials that seem to have no end.  It’s when our relationships have all turned sour and we can’t seem [...]

5 Luxuries You Can Live Without

Hey, we all have those little quirks, but if we’re trying to save some money, there are things which though we find necessary at times, can also be eliminated from our list.  Let’s start off with just five:

Coffee that is worth Php100 or more a cup or glass.  Try your favorite coffee shop’s house [...]